Easy Access Loan Products

EA BASIC LIVING (HOUSE-HOLD ITEMS)

Target:

• General Clients

Features:

• Monthly repayment (cash or cheque)
• Insurance (comprehensive)
• Equity contribution
• 12 month tenure
• Items not to lost more than N200,000
• Asset to be purchased in the same of the bank

Benefit

• Help you to acquire facilities for living at your own convenience.

EA PETTY TRADERS START-UPS

Target:

Petty traders

Features:

• Training in book keeping & loan management
• Inspection of business plan site
• Saving deposit of 30%
• Tenure 4 months
• Weekly repayment
• 50% increase of loanable amount after each cycle.

Benefits:

Helps customers to start their business

Qualifies customers for a loan

EA SALARY ADVANCE

Target:

• Civil servants, private organization and individuals

Features:

• An account holder
• Employment guarantee
• A copy of pay slip
• Postdated cheque of standing order
• Loan amount (not more than 50% monthly salary)

EA PETTY TRADERS ENHANCEMENT SCHEME

Target:

• Daily sales traders

Features:

• Saves N1,000 FOR 20days
• At the 25^th day disbursement of 50,000
• Or save N2,000 for 20days disbursement of N70,000
• INTREST RATE OF 3.% IMPORT
• Fees 3% Flat
• Continue saving N1,000 or N2,000 for 30days to finish payment & rollover.